Cranial Prosthetics are medical wigs and are designed specifically for people suffering from severe hair loss due to medical conditions such as alopecia areata, alopecia totalis, trichotillomania, chemotherapy, thyroid- or kidney-related hair loss, or other genetic or clinical diseases or treatments resulting in total or partial baldness. If you are Veteran the VA benefits are at 100% coverage. If for any reason you do not meet the VA guidelines we do provide Free WIGS for Veterans annually every December. If you are not a protected Veteran depending on your medical insurance policy/ coverage, you may need to pay up-front and be reimbursed. Cranial Medical Coverages below. Most insurance companies will cover between 80 and 100 percent, both the VA and Medical Insurance cover one unit annually.